Effective Date: MAY 22, 2022
F4Flux, LLC (“F4Flux”, “we”, “our”, “us”) respects your privacy and is committed to protecting personal information collected through our website and services.
This Privacy Policy describes how we collect, use, store, and protect consumer information in accordance with applicable United States privacy laws, data protection regulations, and industry compliance standards.
If you are a California resident, please see our California Privacy Policy, which provides additional details about how we handle your personal information and how you can exercise your rights under the California Consumer Privacy Act.
Information We Collect
We do not collect “Personal Information” about you through the Services unless you choose to provide it to us voluntarily, such as through the “Get Your Free Quote,” “Subscribe to News Letter, or a similar page. We define Personal Information as information that is unique to you and might include your phone number, name, address, email address, birth date. We may also collect demographic information, such as information about your gender and age (“Demographic Information”) when you enter information in the “Get Your Free Quote,” or similar page, and any other data you provide voluntarily through our forms, chat services, or other communication methods. If you encounter a screen or page that requests information you do not want to share with us, do not enter the information and do not proceed with that screen or page. If you do provide us with Personal Information, we will use it for the purpose of obtaining a quote, or for the purpose otherwise stated on the page collecting the Personal Information, and we will not license, transmit or disclose this information to third parties unless: (1) you expressly authorize us to do so, (2) it is necessary to allow our contractors or agents to provide services for us, (3) in order to provide our products or services to you, (4) it is disclosed to entities that perform marketing services on our behalf or to other entities with whom we have joint marketing agreements, (5) it is disclosed to insurance providers for us to obtain an insurance quote on your behalf or to connect you with insurers who provide products in your area in which you may be interested, or (6) otherwise as we are required or permitted by applicable law. We may also use the information you choose to provide to us to improve the content of this Site and our Services or to contact you for marketing purposes. We may collect the following types of personal and non-personal information when you use our website:
Non-Personal Information: We may automatically collect information such as your IP address, browser type, device information, and website usage statistics. We may use cookies, web beacons, and other technologies to gather this data.
How We Use Information
Information collected may be used to:
- Provide requested services
- Respond to inquiries
- Operate pay-per-call and call center campaigns
- Deliver marketing and advertising services
- Improve website performance
- Maintain compliance and quality control
- Prevent fraud and unauthorized activity
Consumer Data & Insurance Marketing Compliance
Some campaigns managed by F4Flux involve insurance-related marketing (including Medicare, ACA, and final expense products). In such cases:
- Consumer data is handled securely and confidentially
- Information is only shared with licensed insurance agents or authorized service providers
- Call recordings and lead data may be stored for compliance, auditing, and quality assurance
- No personal data is sold to unauthorized third parties
Third-Party Lead Data & Jornaya-Style Platforms
F4Flux may receive consumer lead data from third-party data collection platforms. Such data is:
- Collected with consumer consent
- Used only for the intended marketing purpose
- Stored securely
- Never resold or reused beyond the agreed scope
Cookies & Tracking
We use cookies and analytics tools to understand website traffic and improve user experience. You may disable cookies in your browser settings.
Data Protection
We implement administrative, technical, and physical safeguards to protect personal information from unauthorized access, misuse, or disclosure.
Your Rights
You may request to:
- Access your personal data
- Correct inaccurate data
- Request deletion of your data
- Opt out of marketing communications
Requests can be sent to: privacy@f4flux.com
Children’s Privacy
Our services are not intended for children under 13. We do not knowingly collect information from children under 13 years of age.
Policy Updates
This Privacy Policy may be updated periodically. Changes will be posted on this page.